September 09, 2010
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Penalties for using an illegal construction contract in Minnesota:
  • Omission of the required warranties in a residential contract is equivalent to making a false statement under § 326B.084 and makes the contractor liable for a fine up to $10,000 under § 326B.082(7)(a) and (b). Effective August 1, 2009.
  • Any payment term in a construction contract which does not comply with Minnesota Statutes § 337.10(3) is null and void.
  • Any contract clause which would require indemnification of someone for their own negligence is void under Minnesota Statutes § 337.02.
  • Any contract clause which would waive lien rights prior to payment is void under Minnesota Statutes § 337.10(2).
  • A contractor’s or subcontractor’s failure to provide the pre-lien notice required by Minnesota Statutes § 514.011 can result in the loss of lien rights.
  • Omission of federal truth in lending disclosures required by 15 United States Code § 1638 makes the creditor liable for both the overcharge and the debtor's attorney fees.
  • Omission of disclosures required by 12 Code of Federal Regulations § 226.15 extends the right of rescission to three years (rather than three days).
  • Omission of insulation disclosures required by 16 Code of Federal Regulation § 460 can result in an $11,000 fine.
The contracts linked below will help Minnesota contractors avoid these penalties by complying with state and federal law.
The contracts linked below also comply with current Minnesota and federal court decisions.

Minnesota Construction Contracts Available Now
Title Bias Contract Type Page Length
MN Commercial Construction I Light bias in favor of the contractor. Prime 30
MN Commercial Construction II Light bias in favor of the owner. Prime 12
MN Commercial Repair Bias does not favor either party. Prime 16
MN Commercial Subcontract I Light bias in favor of the subcontractor. Subcontract 27
MN Commercial Subcontract II Light bias in favor of the contractor. Subcontract 13
MN Custom Home I Light bias in favor of the contractor. Prime 20
MN Custom Home II Light bias in favor of the owner. Prime 26
MN Home Improvement I Moderate bias in favor of the contractor. Prime 20
MN Home Improvement II Moderately favors the owner. Prime 28
MN Home Repair I Heavy bias in favor of the contractor. Prime 13
MN Home Repair II Heavy bias in favor of the owner. Prime 19
MN Pool Bias does not favor either party. Prime 19
MN Public Works Subcontract Moderate bias in favor of the contractor. Subcontract 28
MN Residential Subcontract I Light bias in favor of the subcontractor. Subcontract 11
MN Residential Subcontract II Light bias in favor of the contractor. Subcontract 18
MN Tenant Improvement Neutral Prime 12
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