September 09, 2010
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Penalties for using an illegal construction contract in Florida:
  • A $1,000 fine plus court costs can be assessed for failure to include the 3-day right to cancel required by Florida Statutes § 501.031.
  • Omission of the construction lien disclosure required by Florida Statutes § 713.015 jeopardizes enforcement of lien rights against anyone adversely affected.
  • Omission of the construction industry recovery fund notice required by Florida Statutes § 489.1425 risks a $500 fine for the first offense and a $1,000 fine for second and later violations.
  • Failure to include specific disclosures in a home improvement finance contract is a violation of Florida Statutes § 520.73 and requires a credit of all delinquency fees charged plus attorney fees and costs.
  • Failure to make federal truth in lending disclosures requires restitution of the overcharge.
  • Failure to include the disclosures required by 12 Code of Federal Regulations § 226.15 extends the right of rescission to three years (rather than three days).
  • Omitting insulation disclosures required by 16 Code of Federal Regulation § 460 can result in an $11,000 fine.
The contracts linked below will help Florida contractors avoid these penalties by complying with state and federal law.
The contracts linked below also comply with current Florida and federal court decisions.

Florida Construction Contracts Available Now
Title Bias Contract Type Page Length
FL Commercial Construction I Light bias in favor of the contractor. Prime 38
FL Commercial Construction II Light bias in favor of the owner. Prime 16
FL Commercial Repair Neutral. Prime 21
FL Commercial Subcontract I Light bias in favor of the subcontractor. Subcontract 34
FL Commercial Subcontract II Light bias in favor of the contractor. Subcontract 17
FL Custom Home I Light bias in favor of the contractor. Prime 20
FL Custom Home II Light bias in favor of the owner. Prime 25
FL Home Improvement I Moderate bias in favor of the contractor. Prime 26
FL Home Improvement II Moderately favors the owner. Prime 31
FL Home Repair I Heavy bias in favor of the contractor. Prime 13
FL Home Repair II Heavy bias in favor of the owner. Prime 21
FL Pool Neutral. Prime 20
FL Public Works Subcontract Moderate bias in favor of the contractor. Subcontract 36
FL Residential Subcontract I Light bias in favor of the subcontractor. Subcontract 21
FL Residential Subcontract II Light bias in favor of the contractor Subcontract 14
FL Tenant Improvement Neutral. Prime 16
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